Systems Architect

Planning & Delivery Management Develop and maintain the integrated project plan, WBS, schedule, and critical path across the LOS, LMS, and Collections workstreams. Manage scope, milestones, and deliverables across phased go-live waves, starting with greenfield new-book implementation followed by legacy migration. Drive day-to-day delivery, sprint cadence, and resource planning across business, IT, and vendor teams. Track and report project progress, budget (CAPEX/OPEX), and QG gate readiness. Manage Loan Origination System (LOS) migration from Newgen IBPS to Flowable, including onboarding, application capture, STP journeys, credit decisioning, policy rules, and BPMN approval workflows. Manage Loan Management System (LMS) migration from Nucleus LMS v3.3 to FinnOne Neo, covering servicing, repayment scheduling, accrual, GL/accounting, deferral, rescheduling, write-off, and closure. Manage Collections migration from Intellect to FinnOne Neo, covering delinquency management, bucketing, dunning, collections workflows, allocation, field and tele-calling, promise-to-pay, and legal/recovery processes. Oversee KYC/AML, documentation, and disbursement handoff to core banking. Manage conventional retail lending products on FinnOne Neo and Islamic retail lending products on Finacle 11.x, including Murabaha and Ijara. Coordinate integrations across core banking, credit bureau, e-KYC, payments, GL, channels, and dialer/collections tools.

Desired Candidate Profile

Required Skills End-to-end delivery management of large, multi-workstream banking technology/system implementation programmes. Strong planning, scheduling, and critical-path management using MS Project, Wrike, or similar tools. Budget, vendor, and commercial management. Governance, RAID management, and stakeholder reporting at senior/CXO level. Working knowledge of LOS, LMS, and Collections platforms, along with integration patterns including REST/SOAP, APIs, and data migration. Experience with Agile and Waterfall/Hybrid delivery methodologies. Qualifications Bachelor’s degree in a relevant field; Master’s degree/MBA preferred. 12–14 years of banking/financial services experience, with a strong project delivery track record. Proven experience managing retail lending system implementations across origination, loan management, and collections, including platforms such as Flowable, Newgen, FinnOne Neo, Nucleus, Intellect, Finacle, Pega, and TCS BaNCS. PMP, PRINCE2, or equivalent certification required; Agile/Scrum certification is an advantage. Employment Type Full-time