Senior Techno-Functional Engineer – Credit Card

Act as the subject matter expert for Credit Card products, processes, and system integrations. Define and validate business and integration requirements between card systems, core banking, channels, payment networks, collections, finance, CRM, and digital platforms. Support API, event-driven, and middleware integration design by providing card domain expertise. Analyze business requirements and translate them into functional specifications, process flows, and integration requirements. Support solution design reviews, impact assessments, data mapping, and interface specifications. Coordinate with business users, vendors, architects, and development teams to resolve functional and technical issues. Support SIT, UAT, migration, cutover, and post-production stabilization activities. Ensure compliance with card business rules, operational processes, regulatory requirements, and industry best practices. Assist in defining future-state card servicing, customer journeys, and integration strategies as part of the transformation roadmap.

Desired Candidate Profile

Required Experience / Knowledge Areas * 8-12 years of experience in Credit Card technology, cards operations, cards product management, or cards transformation programs. Strong knowledge of end-to-end Credit Card lifecycle including: o Card Origination o Card Issuance o Authorization o Billing & Statement Generation o Payments & Collections o Credit Limit Management o Disputes & Chargebacks o Rewards & Loyalty o Fraud & Risk Controls Experience working with leading card management platforms such as VisionPLUS, PRIME, TSYS, Way4, PowerCARD, or equivalent. Strong understanding of card-related integrations with Core Banking, Digital Channels, Payment Switches, Visa, Mastercard, Finance, CRM, and Enterprise Data Platforms. Experience with APIs, middleware platforms, event-driven architecture, and modern integration patterns. Good understanding of Oracle Database, SQL, and data analysis concepts. Prior experience in banking transformation, card modernization, or digital banking initiatives is highly desirable Employment Type Full-time

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